CNN's Top Things to Know about Budgets

The article has detailed information, but here are the top items:

1. Budgets are a necessary evil.
2. Use software to save grief.
3. Don’t drive yourself nuts.
4. Watch out for cash leakage.
5. Spending beyond your limits is dangerous.
6. Beware of luxuries dressed up as necessities.
7. Tithe to yourself.
8. Don’t count on windfalls.
9. Beware of spending creep.