Many people find that Christmas is a very difficult time to follow good financial practices. It is very easy to go further into debt during November and December than any other time of the year in a fit of holiday shopping.
The damage done by unrestrained spending can last a lifetime, so don’t let your [...]
In America most people don’t start thinking about retirement until they are in their 40s. The average American will retire with about $50,000 in assets. $50,000 is hardly enough to provide a decent income.
While you are focusing on getting out of debt and trying to consolidate loans in order to reduce the amount [...]
A few years ago USA Today published some good advice for people considering debt consolidation. Even though it is a few years old, it points out the major pitfalls that people run into with consolidation loans. Here is an excerpt of part of the article:
Don’t confuse lower payments with lower rates. Just because [...]
Whether you are getting a home mortage, using a debt consolidation company, using a home equity loan to consolidate higher interest rate loans, or moving your credit card debt to a new one with a lower interest rate, always be aware of what your future rate may be. Many loans seem very affordable at [...]
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