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Using IRAs for a small business retirement plan
Using Retirement Funds to pay for College
Working around the IRA contribution limit

It is simple, if you put $2000 in an IRA in 2007, you’ll probably save yourself about $600 in taxes (depending on your income level). The only catch is that you can’t use the $2000 until you retire. Now this might sound like a huge inconvenience, but you should seriously look into opening [...]

What is a 401k.
Reasons to avoid borrowing from your 401k.
Rebalancing your 401k
Rolling over yoru 401k

There is an interesting post here that talks about a study in England that determined 18 to 40 year olds were less financially capable than their elderly counterparts. The post points out that there appears to be a growing gap between people who are rich and those who aren’t. It is as if [...]

Credit cards can be a great tool for managing your finances. When you charge items on your credit card you can download those transactions to Microsoft Money or Quicken and categorize them appropriately. This can be a great tool in managing your finances and keeping track of where you spend your money. [...]

The most important part of getting debt under control is learning how to avoid unnecessary expenses. This is a lot more difficult than it sounds. I find that it is easier when I look at the future value of money. In other words instead of looking at a music CD as costing [...]

If you are in financial trouble and feel that settlement of some of your debts is the only option, you can hire a lawyer to help you or you can attempt to work with your creditors yourself. If you decide to do it your self you’ll need to contact each company where you owe [...]

Credit card companies are constantly looking for ways to get more customers. One way they do this is by offering extremely low rates for people who want to move a large balance to the cards. For many people this looks attractive because it is an easy way to get a debt consolidation loan [...]

When interest rates are low it is popular to refinance your house. This can result in tremendous savings over the years that you own your home. For example consider a loan at 7 percent interest. Over 30 years you’ll pay over $130,000 just in interest. On top of that you’ll pay [...]

Many times Debt Settlement is presented as a way to get out of paying what you owe. This amounts to stealing. If you intentionally go into debt with the plan to later get out of what you owe then I don’t see much difference between that and theft. However, debt settlement coupled [...]