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I recently got a mailer advertising a free computer from www.4mynotebook.com. The company advertises it as an upfront reward and says there is no purchases and no waiting required. I like to calculate these deals out and see how much the computer actually costs, so lets look at the fine print.
You have to [...]

Getting out of debt isn’t really something you start and finish. If you see becoming debt free as a simple transaction, you are unlikely to remain debt free for long. Debt consolidation and debt reduction are tools that can help you rearrange your finances once you’ve changed the way you think. Using [...]

With the rising gas costs, many people are looking at purchasing a new car. The gas/electric hybrids can get over 50 MPG, so it is an attractive option. If you are looking for a way to save on gas make sure you do the math. Many times the lower gas costs of [...]

Small debt doesn’t seem significant. Buying a piece of furniture on credit or taking out a small loan for a vacation doesn’t usually seem like it will make a very big difference in your finances. But small loans are usually some of the more expensive loans to pay off. In addition it [...]

In the US people seem to have a debt mentality. They make purchases based on the payment instead of the cost. This of course leads to buying many unnecessary items. If you think something is only $50 (per month), it is much easier to purchase something than if you think of it [...]

Recently interest rates have been very low. When rates are expected to go back up, you can get the lowest rate by agreeing to an adjustable rate. That means the rates can go up or down. Rates are starting to rise, so now would be a good time to review any loans [...]