The military is starting to have a problem with debt. Not government debt, but the personal debt of members of the military. The government recognizes that if a military person is deeply in debt the military will strip them of their security clearance. The idea is that if they are worrying about [...]
Most of the visitors to this site are probably looking for help after they have financial problems. This post is for the people reading this, before the are are running into money difficulties.
One of the most liberating things you can do in life is to stay out of debt. This seems hard to [...]
If you have a whole life insurance policy, you may be able use it to consolidate debt. Whole life insurance is a policy that has cash value even if you are very old when you die. Other insurance either reduces in value as you get older or the rates get higher.
Some whole life [...]
There are some companies that offer debt consolidation services that operate like this:
1. They get you to sign up to pay them a single payment each month instead of paying your creditors directly.
2. They contact your creditors and tell them to no longer contact you–to contact them instead.
3. They take your payment, but don’t pay [...]
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