Best Debt Consolidation
The absolute best debt consolidation is not needing it in the first place. Consolidation is something you should try to avoid, but you have to start early on. Once you start developing habits of uncontrolled spending it is difficult to reign in your desire to purchase. That is the primary reason people need consolidation in the first place. Of course the best thing is to never need consolidation because your debt is minimal and held in low interest loans.
Low interest loans are loans that are consoidered low risk for banks. A house is a low interest low risk loan for a bank. A car is slightly higher, but still fairly low. A loan for a vacation or consumer electronics is usually higher interest and higher risk.
By avoiding high risk debt and minimizing all debt you can stay away from needing consolidation services. The best consolidation loan is not needing one in the first place.