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	<title>Debt Consolidation Blog</title>
	<link>http://debt-consolidation.strategy-blogs.com</link>
	<description>Consolidating Debt The Easy Way</description>
	<lastBuildDate>Mon, 07 Jun 2010 14:15:38 +0000</lastBuildDate>
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		<title>Credit Consolidation</title>
		<description><![CDATA[Modern life involves credit in many different shapes sizes and forms. There are credit cards, store charge cards, deferred payment plans for furniture, automobile payments, school loans and many other different forms of credit.
Many of these different forms of credit charge absorber and we high interest rates. Unsecured loans have to charge high interest rates [...]]]></description>
		<link>http://debt-consolidation.strategy-blogs.com/2010/05/credit-consolidation.html</link>
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		<title>Credit Debt Consolidation</title>
		<description><![CDATA[Credit debt consolidation is a way of combining all of your high interest loans into a single loan at a lower interest rate. Consumer credit such as credit cards, revolving credit, etc. often charge them the highest interest rates on the planet. A credit debt consolidation move will help you lower the interest rate.
A lower [...]]]></description>
		<link>http://debt-consolidation.strategy-blogs.com/2010/05/credit-debt-consolidation.html</link>
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		<title>Debt-free Consolidation</title>
		<description><![CDATA[Is there any such thing as a debt free consolidation loan? Yes. Obviously if you are taking out a loan you are not debt-free. But a consolidation loan may be an integral part of your strategy to become debt-free.
Everyone is excited about the destination of their debt free journey. But much of the value comes [...]]]></description>
		<link>http://debt-consolidation.strategy-blogs.com/2010/05/debt-free-consolidation-2.html</link>
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		<title>Free Credit Consolidation</title>
		<description><![CDATA[Is there such a thing as free credit consolidation? No. Of course not. No one is going to give you a loan for free. You&#8217;re going to have to pay for one way or another. Credit consolidation works the same way as any other loan. The lender makes money off the interest you pay.
That is [...]]]></description>
		<link>http://debt-consolidation.strategy-blogs.com/2010/05/free-credit-consolidation.html</link>
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		<title>Debt Free Consolidation</title>
		<description><![CDATA[At first glance debt free consolidation seems oxymoronic. If you are getting consolidation loan, you obviously aren&#8217;t debt-free. Being debt-free is a journey. It is a process for most people. You can&#8217;t just wake up one day and decide you&#8217;re going to be debt-free. It&#8217;s about making good wise financial decisions that separates you from [...]]]></description>
		<link>http://debt-consolidation.strategy-blogs.com/2010/05/debt-free-consolidation.html</link>
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		<title>How to decrease your credit limit</title>
		<description><![CDATA[We&#8217;ve had a number of people asking how to decrease their credit limit.  Obviously this isn&#8217;t what most people are trying to do.  It took me awhile to understand why someone would want to do that.  After all, most people want to increase their credit. If you have a low self control [...]]]></description>
		<link>http://debt-consolidation.strategy-blogs.com/2010/05/how-to-decrease-your-credit-limit.html</link>
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		<title>Borrow from IRA</title>
		<description><![CDATA[The IRS rules say you cannot borrow from your IRA. But can you? Are there loopholes? There is a way to borrow from your IRA. It isn&#8217;t that the IRS wants you to borrow from your IRA. They have made it clear that this is against the rules. However, the rules that allow you to [...]]]></description>
		<link>http://debt-consolidation.strategy-blogs.com/2010/02/borrow-from-ira-2.html</link>
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		<title>Roth IRA vs Regular IRA</title>
		<description><![CDATA[There are two primary types of IRAs. Regular IRAs allow you to put in money and not pay tax on it upfront. Roth IRAs allow you to pay tax on the money upfront but not pay tax on any increase. Both strategies can be very useful in retirement planning.
Roth IRAs allow you to take advantage [...]]]></description>
		<link>http://debt-consolidation.strategy-blogs.com/2010/02/roth-ira-vs-regular-ira.html</link>
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		<title>Borrow on margin</title>
		<description><![CDATA[One method that is often overlooked when people need cash is borrowing on margin. If you have investment accounts where money is placed into the stock market and mutual funds, you can often borrow against those assets using something called margin. Margin was created to allow you to invest more money than you have by [...]]]></description>
		<link>http://debt-consolidation.strategy-blogs.com/2010/02/borrow-on-margin.html</link>
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		<title>Debt Consolidating Refinance</title>
		<description><![CDATA[If you have a bunch of high interest debt but have equity in your house, you might be able to create a do-it-yourself debt consolidation loan to refinance. Refinancing your house is a process of getting a new mortgage to replace the old one. If your house is worth substantially more than what you all [...]]]></description>
		<link>http://debt-consolidation.strategy-blogs.com/2010/02/debt-consolidating-refinance.html</link>
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